Excellent

based on 820+ reviews

Welcome to Better Debt Solutions

The Top Provider For Consumer Credit & Debt Relief Solutions in The Country.

WELCOME TO BETTER DEBT SOLUTIONS

Top Rated Debt Relief Company

How much unsecured debt are you currently carrying?

$7,500 $100,000+

Tell us more about yourself, it will only take a minute

The application process is quick and easy. Take action fast to achieve a debt-free future!

Secured Better Debt Solutions uses 256 bit encryption to secure your information.

Our Process

We offer expert guidance to manage and alleviate financial burdens with tailored plans for financial independence.

01

Schedule a consultation session

Complete the form and engage in a call where we evaluate your specific debt issues to tailor an actionable plan.

Maximize your savings

Once enrolled, consistently deposit into a specialized savings account with significantly reduced monthly commitments compared to existing credit card dues.
02

Settle your debt

Our negotiation experts take the reins, tirelessly working to significantly reduce your debt until every account is settled and you reclaim your financial freedom.
03

Top Rated Debt Relief Company

Excellent

5 stars out of 5 stars based on 820+ reviews

OUR MISSION

Empower Your Debt-Free Journey For a Better Life

Your financial freedom is our ultimate goal.
Here’s how we ensure it:

Debt Relief Solutions

Get informed on ALL your options before making any life changing financial decisions.

Accreditations

Frequently Asked Questions

Got a question about our debt relief solution? View more Q&A here
How does the service fee work?

In a performance-based debt settlement fee structure, the debt settlement company charges a fee based on a percentage of the amount of debt that they can settle for the client. This means the fee is only charged if and when the company successfully negotiates a settlement with the creditor.

Everything is built into your one lower monthly payment in the plan.

The time it takes to settle a debt through debt settlement can vary depending on several factors, including the amount of debt, the creditor, and the negotiation process. In general, debt settlement can take several months to a few years to complete.

During the debt settlement process, the debtor typically stops making payments to the creditor and instead saves money in a separate account for the settlement. This can take several months or longer, depending on how much the debtor can save each month.

Once there is enough money saved for a settlement offer, the negotiation process begins. This can involve back-and-forth communication between the debtor and creditor, with each party making counteroffers until an agreement is reached.

The length of the negotiation process can vary depending on the creditor and the complexity of the debt. Some creditors may be more willing to negotiate than others, and some debts may require more extensive negotiations than others.

Once an agreement is reached, the debtor typically has to make a lump sum payment to the creditor to settle the debt. This can take some time to arrange, but once the payment is made, the debt is considered settled.

In summary, debt settlement can take several months to a few years to complete, depending on several factors. It’s important for debtors to be patient and persistent during the negotiation process and to work with a reputable debt settlement company or attorney to help navigate the process.

Debt settlement companies typically notify clients of a settlement through written communication, such as email or regular mail. The company will provide a settlement agreement outlining the settlement terms, including the amount to be paid and any other conditions or requirements.

It’s important for clients to carefully review the settlement agreement and ensure that they understand the terms and conditions before agreeing to the settlement. Clients should also confirm that the settlement amount is accurate and that they can make the required payment.

Yes, creditors are required to stop contacting you once a debt is paid off or settled through debt settlement. Once a creditor has received the agreed-upon payment, they cannot continue to pursue the debt or harass you with calls or letters.

You can contact a Client Services Representative any time during business hours for an update. Our staff will be happy to provide you with an update on negotiations with each of your creditors and the current balance within your escrow account. Or, you can log on to the BDS client portal to review all the activity on your account 24/7.

The online portal! Once logged in, clients can view their account information, including the status of each enrolled debt, the amount owed, and any settlements or payments made. The portal may also provide a timeline of the debt settlement process, outlining the steps involved and the expected timeframe for each stage.

In addition to tracking progress, an online portal may also allow clients to communicate with their debt settlement company, such as by sending messages or uploading documents. This can help streamline the communication process and ensure that clients have easy access to important information related to their debt settlement program.

Overall, an online portal can provide clients with a convenient and transparent way to track the progress of their debt settlement program. By providing access to real-time account information and allowing for easy communication with the debt settlement company, an online portal can help clients stay informed and engaged throughout the debt settlement process.

Testimonials

DEBT RELIEF SOLUTIONS

Are you prepared to pay off your debt?

Get your financial freedom back and have a new beginning.
Call us Now: (866) 606-6413