Managing multiple debts can feel overwhelming, especially when interest rates and monthly bills pile up. A well-structured debt management plan (DMP) is one of the most effective ways to simplify repayment, lower costs, and move toward financial stability.
At Better Debt Solutions, we provide customized debt management solutions designed to help you regain control of your finances without the stress of juggling multiple payments.
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A debt management plan is a structured repayment program that combines multiple debts into a single monthly payment. Unlike a loan, a DMP doesn’t create new debt—it works by negotiating with creditors to reduce interest rates, waive late fees, and make repayment easier.
By working with professional debt management companies, you can ensure that your repayment plan is affordable and tailored to your specific financial situation.
Choosing a DMP through a trusted provider can bring several advantages, including:
One predictable monthly payment instead of multiple due dates.
Lower costs negotiated directly with creditors.
A clear plan to pay off debt within 3–5 years.
End the cycle of late fees, creditor calls, and financial uncertainty.
With a reliable debt management plan calculator, you can even estimate your monthly payments and see how quickly you could become debt-free.
A debt management plan is ideal for people struggling with:
If you’re making payments but not reducing your balances, a DMP may be the right solution for you.
As a trusted debt-free solution company, we specialize in creating affordable repayment strategies. Our team works with creditors on your behalf, ensuring your payments fit your budget while helping you achieve long-term financial stability.
Whether you’re searching for the best debt management companies in the USA or exploring alternatives to bankruptcy, Better Debt Solutions can provide the guidance and programs you need.
Debt doesn’t have to control your life. With the right debt management solutions, you can reduce interest, simplify bills, and focus on what matters most: building a secure financial future. Start your journey today with a customized debt management plan tailored to your needs.
Discover the best debt relief programs with Better Debt Solutions and find the ideal plan for your financial future.
A debt consolidation loan creates new debt by combining your existing balances into one loan. In contrast, a debt management plan does not involve borrowing money — instead, it helps you repay what you owe under more favorable terms negotiated directly with creditors. It’s a smarter, non-loan approach to regaining control over your finances.
Initially, your credit score may dip slightly when you start a DMP, as accounts are marked as being under a management plan. However, as you make consistent on-time payments and reduce your balances, your credit score typically improves over time, reflecting your progress toward financial stability.
A debt management plan is ideal for individuals who are struggling with high-interest credit card debt, medical bills, or multiple unsecured loans but still have a steady income to make regular payments. It’s perfect for those who want to avoid bankruptcy and take control of their finances through structured, professional guidance.
At Better Debt Solutions, we start with a free consultation to understand your current debts, income, and goals. Our experts then design a personalized debt management plan that fits your budget. We handle creditor negotiations, monitor your progress, and support you until you achieve a debt-free future.
A debt consolidation loan creates new debt by combining your existing balances into one loan. In contrast, a debt management plan does not involve borrowing money — instead, it helps you repay what you owe under more favorable terms negotiated directly with creditors. It’s a smarter, non-loan approach to regaining control over your finances.
Initially, your credit score may dip slightly when you start a DMP, as accounts are marked as being under a management plan. However, as you make consistent on-time payments and reduce your balances, your credit score typically improves over time, reflecting your progress toward financial stability.
A debt management plan is ideal for individuals who are struggling with high-interest credit card debt, medical bills, or multiple unsecured loans but still have a steady income to make regular payments. It’s perfect for those who want to avoid bankruptcy and take control of their finances through structured, professional guidance.
At Better Debt Solutions, we start with a free consultation to understand your current debts, income, and goals. Our experts then design a personalized debt management plan that fits your budget. We handle creditor negotiations, monitor your progress, and support you until you achieve a debt-free future.
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Monday – Friday: 7:00 AM – 7:00 PM PST
Saturday: 8:00 AM – 4:00 PM PST
Location
2525 Main St #500, Irvine, CA 92614, United States
support@betterdebtsolutions.com
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2525 Main St #500, Irvine, CA 92614, United States
support@betterdebtsolutions.com
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This company does not actually provide any debt settlement, debt consolidation, or other credit counseling services. We ONLY refer you to companies that want to provide some or all of those services. On average, consumers who successfully complete a debt relief program see average savings of 40% to 60% of their enrolled debt load before program fees. Program fees are calculated based on a percentage of your enrolled debt and typically range from 14% to 27%. Programs are not available in all states, and fees may vary by state. Programs typically run from 24 to 48 months, depending on a consumer’s debt load and individual circumstances. Consumers must save at least 25% of the total amount of each enrolled debt before a debt relief company can make a bona fide settlement offer to a consumer’s creditors. Settlements typically occur every 3 to 6 months, with clients receiving their first settlement within 4 to 7 months of enrollment. Although we cannot guarantee specific results, we work closely with consumers to ensure they are connected with a debt relief provider that can achieve their best possible outcomes. We do not assume clients’ debts, make monthly payments to creditors, or provide tax, bankruptcy, accounting, legal advice, or credit repair services. Please contact a tax professional to discuss the tax consequences of debt relief and a bankruptcy attorney for more information on bankruptcy. Please note that using debt resolution services will likely have an adverse effect on your credit, and you may face collections or lawsuits from creditors or collectors. Additionally, your outstanding debt may increase due to the accrual of fees and interest. Before enrolling, it is essential to read and understand all of your program terms, conditions, and materials. Please note that certain types of debts may not be eligible for enrollment. Also, some creditors may not be eligible for enrollment because they do not negotiate with debt relief companies. Better Debt Solutions, LLC (2525 Main Street Suite 500, Irvine, CA 92614) is accredited by the Better Business Bureau. Contact us today to learn more about how we can help you achieve financial freedom.